Earthquakes are a rare event, but they do occur. If an earthquake strikes and you don’t have an earthquake policy, you’ll need to pay for the repairs to your home yourself. At Christensen Insurance Group in Sandy, UT, we offer earthquake coverage.
What is Earthquake Insurance?
As the name suggests, earthquake insurance covers damage caused by earthquakes. The exact coverage will vary by policy. Generally, the policy will cover the dwelling or structure of the home. Other buildings on the property, including sheds and barns, are also covered. Personal belongings, including furniture and valuables, are also covered. Lastly, most policies will cover your living expenses if your home is uninhabitable until you can move back in.
Does Homeowner’s Insurance cover Earthquakes?
No, your homeowner’s, renters, or condo policy does not cover earthquakes. This is why you will need a separate policy for earthquake protection.
While your homeowner’s policy may cover fires caused by an earthquake, it will not cover damage caused solely by the earthquake.
Understanding Earthquake Risk
Earthquakes can happen in any state in the U.S. However, California, Washington, and Utah are at the highest risk of earthquakes. No matter what state you live in, an earthquake policy can provide you with peace of mind.
Why Get an Earthquake Policy?
Imagine that an earthquake damages your home. How will you fix the damages? Will you be unable to live in your home and pay for repairs?
If an earthquake would cause you serious financial issues, you should consider getting an earthquake policy.
Earthquake Coverage at Christensen Insurance Group
If you want earthquake insurance in Sandy, UT, contact us at Christensen Insurance Group. Our knowledgeable agents will discuss your earthquake risk and help you select the best policy.
