The Sandy, UT area is a great community full of local amenities that residents can enjoy. Along with this, it can be an excellent place for anyone to purchase a home. If you decide to call this area of Utah your home, you will want to ensure that your home is appropriately secured and protected. One of the best ways to do this is with home insurance, as it will offer you a range of different benefits. 

Ensures Full Compliance

One of the advantages of getting home insurance is that it can ensure that you comply with any obligations that you have. Most people are going to have a variety of commitments to meet that govern insurance needs. Some of these obligations can include having proper insurance set by your mortgage lender or an association rulebook if you live in a condo association. 

Provides Necessary Protection

Even if you are not obligated in any way to carry home insurance, it would still be a good idea for you to get this valuable insurance coverage due to the protection it provides. A home insurance policy is going to give you both property coverage as well as liability coverage. This could ensure that you are covered and protected in either situation.

When you are going to get a home insurance policy in the Sandy, UT area, it would be a good idea to speak with someone that you can trust and count on. For those that are in the area, Christensen Insurance Group is a great place to turn to. The team at the Christensen Insurance Group can give you a lot of support and guidance. This will help to ensure that you know what your options are and pick a great policy that meets your needs. 

Winter Storms: What Homeowners Need To Know

As a homeowner, it makes sense that you’re concerned about the potential damage of winter storms in the cold months ahead. Follow these tips to make sure your home is prepared for the winter. 

– Have a qualified professional look over your heating system. This is one thing you want to be sure is in working order before  you need it. Checking things out now will make sure that your heat is working and ready to keep your family warm during the times of winter when it’s difficult or impossible for repair personnel to make it to your home. 

– Trim tree branches and clean gutters. Taking care of these outdoor maintenance tasks will ensure that your home is able to withstand the water and wind that winter storms often bring. Trimming trees ensures that heavy branches won’t fall on and damage your home. If you don’t feel up to the task, talk with a professional to get the job done before the weather turns cold. 

– Check your home for drafts, and apply insulation where necessary. This will prepare you for storms and help you save on winter heating bills.

– Check your homeowners insurance policy for storm damage specifics. If you find that you’re unhappy with the coverage offered, talk with your insurance company about increasing coverage. 

Call Christensen Insurance Group, serving Sandy, UT

Whether you’re a new homeowner or you’ve been in the game for a long time, you know the importance of having a solid homeowners insurance policy in place before winter hits. Call Christensen Insurance Group, serving Sandy, UT to talk about options for your coverage. We want to help you get prepared for the tough winter ahead.

As homeowners, it is essential to be prepared for the unexpected. For example, natural disasters and unfortunate events find themselves across the nation and even across the Utah state periodically. The agents at Christensen Insurance Group understand the importance of being prepared in your home. The damage that can happen to a home during a natural disaster is extensive and can leave the homeowner with quite the obligation financially if their home is not insured. Examples of these disasters are below.

Hail Damage

Hail has the potential to span the entire Utah state, making all homeowners vulnerable to this type of damage. Paired with thunderstorms, hail is a large type of precipitation that has frozen in the air before coming down hard and fast on your home. Because of its size and the speed, it is traveling, it has been known to do significant damages to homes that include breaking windows, destroying gutters, or putting just the right amount of pressure on a dated roof, forcing it to cave.

Fire Damage

Whether an accidental fire is caused from lighting in a thunderstorm or accidental within the home, a fire is one of the leading natural disasters that can destroy a significant portion of a home, or the entire home, depending on the conditions. In many cases, fire damage repair includes replacing rooms in their entirety, making it a large expense to an uncovered homeowner.

Get Disaster Protection Today

If you are a homeowner in or around the Sandy, UT area looking for a new policy or wanting to upgrade a current policy, contact the Christensen Insurance Group today. Our agents are ready to assist you with a new or existing home insurance policy, ensuring that you get maximum disaster protection for your home.