Auto insurance in Sandy, UT is mandatory for all vehicles registered in the state. Utah regularly checks insurance records against vehicle registrations. There are severe ramifications of allowing auto insurance in Utah to lapse. They include possible fines, registration revoked, or harsher penalties if you are found driving as an uninsured motorist.
Reasons For Auto Insurance Cancellation
Auto insurance may be canceled by the insured or by the insurance agency. Common reasons why an insurance agency may cancel a policy include:
- non-payment of premiums
- excessive number of claims within a short period
- suspended or revoked driver’s license
- ability to drive safely diminished due to health crisis
- insured no longer eligible for coverage according to terms
If your auto insurance is canceled in Utah, and you wish to continue driving the vehicle, it’s essential to get coverage.
Can Auto Insurance be Reinstated After Cancellation?
Your auto insurance may be reinstated after cancellation, depending on why it was canceled. If the policy was canceled due to missed payments, Christensen Insurance Group, serving Sandy UT, may agree to reinstate the policy if you bring the past due amounts up to date.
Suppose the policy was canceled because you no longer qualify for auto insurance for legal or health reasons. In that case, you won’t be able to get your policy reinstated until those legal or health issues are resolved.
If the reason were for an excessive number of claims, you would likely need to switch to an auto insurance company for high-risk drivers.
If your auto insurance policy in Utah was canceled because you were dishonest on your application, you might have difficulties reinstating the insurance with the same agency.
Please contact Christensen Insurance Group, serving Sandy, UT for more information about auto insurance. We offer competitive auto insurance rates for a range of situations.
