While a home insurance policy provides coverage against a wide range of disasters, it typically doesn’t cover flood damage. Therefore, if you don’t have flood insurance yet, it’s crucial to consider getting it. Contact us at Christensen Insurance Group in Sandy, UT.
Understanding Home and Flood Insurance
So, what happens if your home, covered by home insurance, experiences a flood? Without flood insurance, you’ll have to cover the costs of replacing your belongings and repairing your home out of pocket. Home insurance policies generally exclude floods from their coverage, so they won’t contribute towards cleaning up, fixing, and replacing items after a flood. Floods can cause extensive damage, and the aftermath can be incredibly expensive. Some people may even need their homes rebuilt after a flood. Without flood insurance, this may not be possible. Flood insurance is specifically designed to cover flood damage, providing the coverage you need as a homeowner.
The National Flood Insurance Program
This government-backed program ensures funds will be available when a flood occurs. With this program, flood insurance is a reliable and essential protection for your home. It’s advisable to have it even if you don’t live in a designated flood zone, as about one in five flood claims come from outside these areas.
Securing Flood Insurance in Utah
If you have home insurance but not flood insurance, you should consider getting a policy. Don’t wait to get the coverage you need for your financial protection and peace of mind. Call us at Christensen Insurance Group in Sandy, UT.
