Boat owners need to carry boat insurance coverage and be adequately informed about how their policy works. Boaters in Sandy, UT can get boat insurance from Christensen Insurance Group.

The following are four things you shouldn’t assume about boat insurance. 

Boat insurance policies are confusing.

A boat insurance policy is not any more confusing than other types of insurance policies like auto insurance and home insurance policies. 

You need to read the fine print and understand the coverage you’re getting. You should not be discouraged from purchasing coverage and fully understanding the coverage you purchase because you think boat insurance coverage is too complicated. 

You should buy the least expensive policy available.

You want to find the boat insurance policy that provides you with the most value. Getting a few different quotes on boat insurance policies is important. However, that doesn’t mean you should purchase the cheapest available policy.

You should evaluate policy offers and choose a policy that offers you a combination of both competitive prices and complete, reliable coverage. 

Boat insurance isn’t necessary because it’s not required by law.

Don’t forego boat insurance because it’s not legally required in your area. If you don’t carry boat insurance, you could be financially devastated if you end up in an accident. 

Your boat insurance policy is in effect everywhere.

Boat insurance policies are always limited to certain navigational areas. You aren’t covered in all waters just because you have boat insurance. 

If you’re ready to get a quote on a boat insurance policy, you can contact us at Christensen Insurance Group. We insure boat owners in Sandy, UT, so that they can be financially secure while using their watercraft.