Winter is right around the corner, and in some places, it’s already struck. If you haven’t already looked into supplemental auto insurance coverage for your vehicle, now’s the time to do so. You will want to know if any circumstances that apply more during the winter affect your car and risk level of accidents and other catastrophic events. A Christensen Insurance Group agent can provide you with information about what’s available in your situation in the Sandy, UT area.

No-Fault State Requirements

Since Utah is a no-fault state, it’s required that you have $3,000 for personal injury protection. Further, Utah law mandates insurance companies to offer $25,000 per person for bodily injury, $65,000 per accident for bodily injury, and $15,000 per accident for property.

Regardless of what’s required, it’s always recommended that you have additional coverage – known as supplemental insurance coverage. You can discuss your needs to include various circumstances right when you first get insurance, no matter the time of year. If you haven’t thought of getting extra coverage yet, it’s an ideal time for it.

Don’t Drop That Coverage

If you think it’s a good idea to lower your car insurance or get rid of it entirely in the winter, you would be wrong. It’s just as important to have insurance even when you don’t drive your car as often. For one thing, the roads are more dangerous, and accidents occur more frequently. You’ll want to make sure you have plenty of coverage in the event something happens that causes significant damage to your vehicle and injuries that lead to high medical bills.

No matter the type of vehicle you drive, you’ll do well to find out what supplemental insurance options are offered from a reputable company like Christensen Insurance Group. Serving the greater Sandy, UT region over the years, our company has many satisfied customers and beneficial offerings.